Arizona Motorcycle Insurance Information
The value of good motorcycle insurance often doesn't become apparent
until you really need it. Whether it's a minor fender bender or a more
substantial accident, it pays to have Arizona motorcycle insurance
coverage you can count on.
Let our experienced Arizona Motorcycle Insurance policy
specialist explain the different Liability limits,
Comprehensive, Collision, Uninsured Motorist, Medical
coverages, and deductibles that are available for you to
choose from. We offer affordable motorcycle insurance
policies from a leader in the insurance industry. This
means stable premiums and none of those 15%
increases after the first year.
Learn more about Arizona Motorcycle Insurance
policy coverage options below!
Click on the link below to fill out a secure quote request
form for an Arizona Motorcycle Insurance policy that will
provide excellent Arizona motorcycle insurance coverage
at an affordable cost. Or speak with our Arizona
Motorcycle Insurance specialist at (520) 918-2886 to
discuss the insurance policy features in more detail.
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a
motorcycle insurance policy. The minimum bodily liability insurance coverage available for
purchase in Arizona is 15/30 and is explained in detail below. However, we recommend
that you choose liability insurance coverage amounts that are much higher than the state
of Arizona minimums listed above. Contact us at (520) 918-2886 to discuss what liability
coverage amounts you require to meet your family and personal needs.
Arizona Liability Coverage limits explanation:
15/30/10 15=$15,000 - 30=$30,000 - 10=$10,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a motorcycle,
car, fence, or house, is covered through property damage motorcycle insurance
coverage. The minimum coverage amount in Arizona is $10,000.
Arizona Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault
driver who has no auto or motorcycle liability insurance. This is not required coverage for
Arizona Motorcycle Insurance. Contact us at (520) 918-2886 to discuss what uninsured
coverage amounts you require to meet your family and personal needs.
Example of uninsured motorist limits:
25/50 25=$25,000 - 50=$50,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
Arizona Motorcycle Insurance FAQ
We are a local Tucson, AZ insurance agency, offering affordable Arizona motorcycle
insurance policy premiums to residents located in the following cities and counties: Oro
Valley, South Tucson, Cortaro, Vail, Sahuarita, Benson, Sonoita, Elgin, Green Valley,
Continental, San Xavier, Madera Canyon, Patagonia, Nogales, Tubac, Amado, Carmen,
Pan Tak, Rillito, Redington, Marana, Red Rock, Picacho, Oracle, San Manuel, Mt.
Lemmon, Catalina, Mammoth, Eloy, Casa Grande, Arizona City, Gilbert, Peoria, Glendale,
Sun City, Maricopa, Sun Lakes, Chandler, Mesa, Scottsdale, Sun City West, Tempe,
Phoenix, Cochise County, Santa Cruz County, Graham County, Pinal County, Maricopa
County, and Pima County, AZ.
**The information, pictures, and other content in this website about particular insurance services
is only provided for informational purposes. Any decisions regarding your insurance needs should
be discussed with a licensed insurance agent.
Medical payments coverage pays for the medical and funeral expenses for you or others
hurt or killed in an accident while riding on or driving your motorcycle. Claims against this
coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental,
professional nursing, prosthetic, and funeral expenses. It will also cover you or members
of your family if you are hit by a car when you are walking or if you are riding on another
motorcycle. This Arizona motorcycle insurance coverage will pay for your medical and
funeral expenses even if you cause the accident. The coverage is often limited to medical
care you get in the first one, two, or three years after the accident and is limited to a
specific dollar amount. This is not a required motorcycle insurance coverage in Arizona.
Covers damage caused to the owners motorcycle from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay upfront (if any)
before the motorcycle insurance policy pays. The higher the deductible you choose, the
lower the collision coverage cost within the Arizona Motorcycle Insurance policy.
Arizona Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your motorcycle) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any) before the
motorcycle insurance policy pays. The higher the deductible chosen the lower the
comprehensive coverage cost within the Arizona Motorcycle Insurance policy.
Arizona Motorcycle Insurance FAQ
Arizona Motorcycle Insurance FAQ
This coverage comes into play when an at-fault driver has auto or motorcycle liability
insurance, but the limit of insurance is inadequate to pay for your damages.
Protects you if your motorcycle is damaged in an accident caused by a driver who has
insufficient auto or motorcycle insurance coverage. This coverage pays the difference
between the coverage limit you select and the other driver's property damage coverage
limit. This is also not required for motorcycle insurance coverage in Arizona.
This type of motorcycle insurance coverage pays for your medical expenses, lost
wages, and other damages when you or your passengers are injured in an accident
caused by a driver who has insufficient auto or motorcycle insurance coverage. The
motorcycle insurance coverage typically pays the difference between the coverage limit
you select and the other driver's bodily injury coverage limit. This is not a required
motorcycle insurance coverage in Arizona.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
Arizona Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for an Arizona Motorcycle
Insurance policy that will provide excellent motorcycle insurance coverage at an affordable
cost. Or speak with our Arizona Motorcycle Insurance specialist at (520) 918-2886 to
discuss the insurance features.
SSL Secure
SSL Secure
SSL Secure
SSL Secure
SSL Secure
SSL Secure
SSL Secure
Website Builder - InsuranceWebsiteServices.com
Answer a few questions and
we will provide you with an
insurance quote by phone or
email. Choose the Arizona
personal or business insurance
coverage you're interested in
from the menu above.
Motorcycle Insurance
Allied Insurance Group
2424 E. Broadway Blvd.
Suite #114
Tucson, Arizona 85719
Pima County, AZ
(520) 918-2886
Fax: (520) 918-2800

Allied Insurance Group
Quality Companies...
Competitive Prices...
Courteous Service...
Phoenix Area Office
Allied Insurance Group
2231 E. Pecos Road
Suite #2
Chandler, Arizona 85225
Maricopa County, AZ
(480) 634-5222
Fax: (480) 634-7010
Toll Free: (866) 984-8703

866.984.8703
Does Wearing a Helmet Decrease My Motorcycle Insurance Premium

Wearing a motorcycle helmet reduces the cost of medical treatment, length of hospital stay and probability of
long-term disability. This was the conclusion in a recent study by the Centers for Disease Control (CDC)
pertaining to riders injured in a motorcycle crash. The National Highway Traffic Safety Administration (NHTSA)
basically agreed with the CDC by saying that non-helmeted riders have higher health care costs as a result of
brain injuries.

Unfortunately, raising the cost of motorcycle costs for everyone is that an un-helmeted rider is more likely to be
uninsured; and only about half of injured riders carry separate health insurance coverage.
Will Motorcycle Insurance Be Expensive

As with auto and boat insurance, what type of motorcycle you drive and how safely you drive it are important
factors that affect your Arizona motorcycle insurance cost. The most important factors in determining your
policy costs are listed below.

The factors of you:
+ Your age - a young rider is more of a risk than a middle aged one
+ Your riding experience - a new rider is more at risk than a seasoned one
+ Your driving record - how many tickets
+ Your location - an urban area is more of a risk than a county or rural area.
+ Your accident record - same as above, it builds a picture of your 'risk rating'
+ Your occupation - a rock musician can be expected to have a different 'risk rating' compared to a teacher

The factors of your motorcycle:
+ A larger 1000cc racebike replica would attract a higher risk rating than a 250cc scooter
+ Modifications or tuning - tells the insurance company that this is not a normal motorycle risk
+ Value - a motorcycle worth $20,000 will be more than one you bought at a yard sale for $200
+ Age of Bike - a 10 year old standard is less risk than a new sportbike
+ Location - safer if parked at night in your garage, and therefore less risk than if it's on the street in a
downtown area
Allied Insurance Group, Inc. © 2007, All Rights Reserved
ARIZONA
Personal Insurance