New National Healthcare Overview
Enrollment began October 1, 2013 and coverage
started January 1, 2014.
Individual or family health insurance can provide the important protection
needed in the event of illness and for regular preventive care. Using the
strength and experience of our health insurance markets, Allied Insurance
Group can offer affordable HMO, PPO, POS, and Major Medical Health
Insurance policy coverages throughout Arizona,
Arizona Health Insurance Information - Family or Individual
(HMO, PPO, POS or Major Medical Coverage)
including Phoenix and Tucson.
Health insurance plans that allow you the most choices
in doctors and hospitals also tend to cost more than
plans that limit choices. Individual and family health
insurance plans that help to manage the care you
receive, such as PPO and POS plans, usually cost you
less, but you must give up some freedom of choice.
Learn more about HMO, PPO, and POS managed health
care insurance policies we offer throughout Arizona by
clicking on a link below or click on the link for information
on Major Medical health insurance.
Click on the link below to fill out a secure quote request form for an
Arizona health insurance policy that provides excellent health insurance
coverage and services at an affordable cost. Or speak with our Arizona
Health Insurance specialist at (520) 918-2886 to discuss the features.
* Preventive care emphasis
* Primary care physician (PCP) coordinates your total care
* Must get a referral from your PCP to visit a specialist
* Fixed monthly fee
Arizona HMO Health Insurance Policy Overview
Subscribers to an HMO receive medical services from participating physicians,
clinics and hospitals. You choose a primary care physician (PCP) from a list of
participating doctors from where you live in Arizona. That doctor is used for
typical circumstances such as annual exams and usual health issues. If you
need to see a specialist, be hospitalized, or have lab or X-ray work, your doctor
will refer you to a provider or facility within the HMO system. Your doctor must
give authorization for those services to be covered by your HMO. In other words,
you must see HMO approved physicians and use HMO approved facilities or pay
the entire cost of the visit yourself.
Similar to Point-of Service (POS) and PPO's, HMO's have made arrangements
for lower fees with a network of health care providers and give their policyholders
a financial incentive to stay within that network.
You may have to pay some portion of the cost (co-payment) for each office or
hospital visit, such as $20 - $30 per doctor visit, regardless of what the services
cost. Also, some services such as emergency room, mental health and chemical
dependency services, may carry additional costs in a Arizona HMO health
maintenance plan.
Click on the link below to fill out a secure quote request form for an Arizona HMO
health insurance policy that provides excellent health insurance coverage and
services at an affordable cost. Or speak with our Arizona Health Insurance
specialist at (520) 918-2886 to discuss the insurance features in more detail.
Learn more about the other types of Individual or Family Arizona Health Insurance
polices we offer throughout the state by clicking on a link below!
We are a local Tucson, AZ insurance agency, offering affordable family and
individual Arizona health insurance policy premiums to residents located in the
following cities and counties: Oro Valley, South Tucson, Cortaro, Vail, Sahuarita,
Benson, Sonoita, Elgin, Green Valley, Continental, San Xavier, Madera Canyon,
Patagonia, Nogales, Tubac, Amado, Carmen, Pan Tak, Rillito, Redington,
Marana, Red Rock, Picacho, Oracle, San Manuel, Mt. Lemmon, Catalina,
Mammoth, Eloy, Casa Grande, Arizona City, Gilbert, Peoria, Glendale, Sun City,
Maricopa, Sun Lakes, Chandler, Mesa, Scottsdale, Sun City West, Tempe,
Phoenix, Cochise County, Santa Cruz County, Graham County, Pinal County,
Maricopa County, and Pima County, AZ.
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* Convenient access to quality health care
* Large and diverse network available of primary care physicians,
specialists, hospitals & clinics.
* Pay for services as they are provided
Arizona PPO Health Insurance Policy Overview
You can see any health care professional in the network any time you
choose to make an appointment. You don't need referrals for specialists or
other services as you do in an HMO. You can see doctors or specialists
outside your PPO network, however, your portion of the costs will be higher.
You may have to pay some portion of the cost (co-payment) for each office
or hospital visit, such as $20 - $30 per doctor visit, regardless of what the
services cost. Also, some services such as emergency room, mental
health and chemical dependency services, may carry additional costs in a
Arizona PPO health insurance plan.
Click on the link below to fill out a secure quote request form for an Arizona
family or individual PPO health insurance policy that provides excellent
health insurance coverage and services at an affordable cost. Or speak with
our Arizona Health Insurance specialist at (520) 918-2886 to discuss the
insurance features in more detail.
* Preventive care emphasis
* Pays benefits for out-of-network care, but at a lower level
Arizona POS Health Insurance Policy Overview
Less restrictive than an HMO or PPO, a (POS) or Point of Service plan lets you
see any licensed health care professional for anything covered by the insurance.
Care you receive from out-of-plan health care professionals is reimbursed, but
you must pay an often times much higher co-payment or deductible amount.
While you may choose to see a physician outside the network, if you don't
receive permission from your (PCP) primary care physician, you're likely to end
up submitting the bills yourself and receiving only a small reimbursement...if any.

Costs that exceed your deductible are covered by a co-insurance plan in which
you and the insurance company share the cost for services covered by the
policy.
Also, some services such as emergency room, mental health and chemical
dependency services, may carry additional costs in an Arizona POS health
insurance plan.
Click on the link below to fill out a secure quote request form for an Arizona
family or individual POS health insurance policy that provides excellent health
insurance coverage and services at an affordable cost. Or speak with our
Arizona Health Insurance specialist at (520) 918-2886 to discuss the policy
features in more detail.
Major medical health insurance provides benefits up to a high limit for most types
of medical expenses incurred, subject to a deductible. Once you meet the
deductible, our Arizona Major Medical Insurance plans pay a percentage of what is
considered the "Usual and Customary" charge for covered services. The
insurance company generally pays 80% of the Usual and Customary costs and
you pay the other 20%, which is known as co-insurance. If the insurance
company charges more than the Usual and Customary rates, you will need to pay
both the co-insurance and the difference.
With Arizona Major Medical Insurance plans you can choose your doctor and any
hospital for your medical services. You or your doctor send the bill to the
insurance company, which pays part of it. Usually, you have a deductible such as
$300 or more to pay each year before the insurer starts paying. The plan will pay
for charges such as medical tests and prescriptions as well as from doctors and
hospitals.
Major medical insurance coverages offer more choice of doctors (including
specialists, such as cardiologists and surgeons), hospitals, and other health care
providers than managed care plans, such as HMO, PPO, and POS. Major Medical
Insurance may not pay for some preventive care, such as check-ups, and is
usually a more expensive health insurance coverage than utilizing an Arizona
HMO, PPO, or POS plan.
Click on the link below to fill out a secure quote request form for an Arizona family
or individual Fee-for-Service / Major Medical health insurance policy that provides
excellent health insurance coverage and services at an affordable cost. Or speak
with our Arizona Health Insurance specialist at (520) 918-2886 to discuss the policy
features.
Learn more about the other types of Individual or Family Arizona Health Insurance
polices we offer by clicking on a link below!
Managed Health Care Plans:
Fee-for-Service Health Plan:
Learn more about the other types of Individual or Family Arizona Health
Insurance polices we offer in AZ by clicking on a link below!
Managed Health Care Plans:
Fee-for-Service Health Plan:
Learn more about the other types of Individual or Family Arizona Health
Insurance polices we offer by clicking on a link below!
Managed Health Care Plans:
Fee-for-Service Health Plan:
Managed Health Care Plans:
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**The information, pictures, and other content in this website about particular insurance
services is only provided for informational purposes. Any decisions regarding your
insurance needs should be discussed with a licensed insurance agent.
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Personal Insurance
Allied Insurance Group
2424 E. Broadway Blvd.
Suite #114
Tucson, Arizona 85719
Pima County, AZ
(520) 918-2886
Fax: (520) 918-2800

Allied Insurance Group
Quality Companies...
Competitive Prices...
Courteous Service...
Health Insurance
Phoenix Area Office
Allied Insurance Group
2231 E. Pecos Road
Suite #2
Chandler, Arizona 85225
Maricopa County, AZ
(480) 634-5222
Fax: (480) 634-7010
Toll Free: (866) 984-8703

866.984.8703
Essential Health Benefits
The Affordable Care Act passed in 2010 requires
individual health insurance plans beginning on
January 1, 2014 to offer essential health benefits
services. Below is the list of minimum services
required under all health insurance plans.
1. hospitalization
2. maternity and newborn care
3. ambulatory patient services
4. emergency services
5. mental health and substance use disorder
services, including behavioral health treatment
6. prescription drugs
7. rehabilitative and habilitative services and devices
8. laboratory services
9. preventive and wellness services and chronic
disease management
10.pediatric services, including oral and vision care
Health Marketplace Insuranace Plans
You can choose the plan that is right for your budget and needs. All plans
offer the 10 essential health services mentioned above. The cost of each
plan will be different whether your state has set up its own Health
Marketplace or uses the National Health Marketplace. Speak with your
health insurance agent for specific costs and enrollment information.
Bronze Plan
Silver Plan
Gold Plan
Platinum Plan
The Bronze Plan has the lowest premium, but you'll pay a higher share
of costs when you get care. On the other end of the cost spectrum, the
Platinum Plan will have the highest monthly premiums and the lowest
out-of-pocket costs when care is needed.
Marketplace Health Plans Pricing
All insurance plans available through the Marketplace will be offered by
private insurance companies. Marketplace pricing will show any cost
savings you may be eligible for based on your income.
Pre-existing Conditions
An insurance company can't turn you down or charge you more
because of your health condition. It can't refuse to cover treatment for
pre-existing conditions.
The only exception is for grandfathered individual health insurance plans-
the kind you buy yourself, not through an employer. If you have one of
these plans you can switch to a Marketplace plan during open enrollment
and get coverage for your pre-existing condition.
The Marketplace will also tell you if you qualify for free or low-cost coverage
available through Medicaid or the Children's Health Insurance Program
(CHIP).
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